Patricia “Pat” Lowther specializes in commercial real estate property and liability insurance. She has more than fifteen years property insurance experience and understands the unique needs of property owners and managers. As principal and founder of Novita Insurance Solutions, Pat and the Novita team are committed to providing clients with expert knowledge, reliability, and unwavering support.

Prior to entering the insurance arena, Pat accumulated some twenty-five years experience within the high tech industry where she managed global teams in the delivery of complex systems, with her achievements being recognized by several high profile organizations. While employed at Tenneco Inc., Pat had the distinction of being named as one of “Tenneco’s Top 100 Women.”

A Texas native, Pat relocated to the Bay Area nearly thirty years ago. Captivated by the waters of both the San Francisco bay and Pacific Ocean, she quickly became active in the sailing community as a Staff Commodore of the Pacific Cup Yacht Club, member of the Berkeley Yacht Club’s race committee, and former Education Chair for NorCalORC (Northern California Offshore Race Council). Following her tenure as 2012 Commodore, Pat became the Pacific Cup Chair for the annual US Sailing Safety at Sea Seminars. Since then, she has coordinated training for more than 1,000 sailors in the Bay Area.

Pat was instrumental in establishing the 1stCoastal 4-Hour Safety At Sea Seminar and helped establish the mandatory requirement for all long distance sailors to not only have the US Sailing Offshore Certificate, but the International Offshore Safety at Sea Hands-On Training as well.

Pat walked her first Camino Portuguese in 2019 from Porto, Portugal to Santiago de Compostela, Spain, a journey of 280KM. Other interests besides sailing are kayaking, swimming, ukulele and opera. A graduate of the University of Texas at Austin, Pat has a BA in mathematics.